- From very humble beginnings - a borrowed office, 1 employee, to a household known institution with a good branch network, and still going places.
- From an initial membership of about 200 to the current over 60,000 members, representing over half a million Kenyans (family effect) and a humble capital base of Ksh 100,000 to over a Ksh 1 billion currently.
Some of our key successess are;
- Tailor made products and services in conjunction with the members.
- Participation in development of the catchment region - over Ksh 5 billion has been disbursed and positively repaid in credit loans alone. An equally similar figure under the micro-finance loans has also been enjoyed by our members.
- Involvement in various community development projects.
- Support for education - School fees loans, CSR on needy cases, motivation for performance in various schools.
- Group financing for youth, women and others.
- Prompt and efficient services delivery - bringing the services closer to the people through an elaborate branches and mobile paypoints networks.
- Embracing of technology - ATM's, POS’s, Biometrics assisted by the state of the art application software - Bankers Realm.
- We organize frequent Members Information Days - MID’s, in conjuction with the government of Kenya and other stakeholders in all our areas of operation.
- A family fun day dubbed the Jolly Junior bash is usually organized in honour of the jolly junior account holders.
Our Branch Network
Muranga Kangari Kanyenya-ini Gatura Kahatia Kiria-ini Mununga Kangema Githumu Thika Juja
Our Mobile Pay Points
Kairo Gikoe Gacharage-ini Mioro Kihoya Ichichi Kaganda Kamukabi Kinyona Mari-ira Makomboki Kanunga Njunu Mataara Gachege Gituamba Gatara Gakoe Irembu Gathaithi Kanyoni Nginda Kigoro Mugoiri Gacharage


